Short-Term Health

A Flexible Coverage Option

Short-term health plans could be a smart solution if you’re between major medical insurance plans or need temporary coverage. These plans are designed to provide you with the flexibility and protection you need while you wait for a long-term policy or deal with unexpected gaps in your coverage. A short-term health plan offers temporary health coverage for a limited period, typically ranging from a few months to up to a year, depending on your needs and state regulations. These plans are often more affordable than traditional major medical insurance and can be an excellent choice if you need to fill a coverage gap due to job changes, transitions between plans, or waiting for an open enrollment period.

Contract Us

Short-term health plans tend to offer lower premiums compared to traditional plans, helping you save money while providing the coverage you need in the short term. These plans allow you to choose coverage for a period that works best for you, whether just a few months or up to 12 months in certain states. Coverage usually includes basic medical services like doctor visits, hospital stays, and emergency care. However, keep in mind that coverage details may vary by plan, so it’s essential to review your options carefully before making a decision. One of the significant benefits of short-term plans is that the enrollment process is often quicker, so you can get covered without waiting for the next open enrollment period.

Short-term health plans are particularly beneficial for individuals who missed open enrollment or are experiencing a gap in their health coverage. If you’re transitioning between jobs or waiting for your employer’s insurance to start, a short-term plan can provide peace of mind in the meantime. These plans are also ideal if you only need temporary coverage due to a temporary medical issue, travel, or any other short-term need.

What Short-Term Plans Don’t Cover

While short-term plans can be an excellent option for temporary coverage, it’s important to note that they don’t cover everything that a traditional major medical plan would. Typical exclusions may include:

Pre-existing conditions

Short-term plans typically do not cover treatments for pre-existing health conditions.

Comprehensive benefits

Many short-term plans offer more limited coverage compared to major medical insurance, especially for preventative care, maternity services, and mental health.

⭐⭐⭐⭐⭐ Many Five Star Reviews

Call Us Now