⭐⭐⭐⭐⭐ Many Five Star Reviews
- Mon - Fri, 9 AM - 7 PM ET
Call Us Now
(866) 298-4773
(866) 298-4773
Whether you’re seeking health insurance for yourself or your family, we know that many people have questions. Here are some of the most common inquiries we receive about individual and family health insurance:
Individual health insurance costs vary depending on your state. On average, you can expect to pay between $225 and $327 per month* for a single person. Browse health insurance options by state to find plans available in your area.*
This is based on average pricing for plans from iHealth, but the actual prices available depend on zip code, age, gender, and other factors. Get a personalized quote to see what may be available for you.
The cost of individual health insurance varies depending on your household income, as you may be eligible for a subsidized plan. Without subsidies, plans can start as low as $139 per month* for a single person.*
These prices reflect the lowest available plans from iHealth, but actual rates depend on factors like your zip code, age, gender, and more. To find out what’s available to you, get a personalized quote.
While about 49% of Americans get health insurance through their employer, you don’t have to be employed to get coverage. The Affordable Care Act (ACA) was designed to make health insurance more accessible to everyone, and you can qualify for an ACA plan even if you’re not working. If you meet certain income criteria, you may also qualify for a subsidy to help lower the cost of your coverage.
With many options available, it can be overwhelming to navigate the process on your own. That’s where a licensed agent at iHealth can assist you. Our agents, along with tools like our plan comparison tool, can help you find a health insurance plan that fits your budget and provides the coverage you need. They can also help determine if you’re eligible for an ACA subsidy.
Choosing the right health insurance plan involves considering several important factors. First, think about whether you’re purchasing insurance for just yourself or your entire family. Family plans may offer discounts, so it’s a good idea to decide upfront whether to go with an individual or family plan.
Next, consider whether you’ll be getting health insurance through your employer or purchasing it independently. Employer-sponsored plans can often save you money, but your choices may be limited. Be clear about how you plan to obtain your coverage.
Then, take into account key elements like your deductible, premium, co-pays, and coinsurance. These factors will affect both your overall coverage and the amount you’ll pay. If you’re unsure about how these aspects should influence your decision, we’re here to help. Our team can guide you through your options, or you can visit iHealth’s resource center for more detailed information on these topics.
After you’ve enrolled and made your initial payment for a major medical plan, it usually takes about three weeks for your application to be processed. However, the exact timeline can depend on when you apply. For alternative plans, like short-term coverage, the process can be quicker, as these plans are designed to provide faster coverage.
For more details, please check out our article on the health insurance application process.
(866) 298-4773